One or more photo(s) has been virtually staged. This beautifully designed Florence model home in Valencia Lakes, Tampa Bay's premier 55+ community offers a perfect blend of luxury, comfort, and resort-style living. The home features 3 bedrooms, 2 baths, and a 2-car garage. Inside, the foyer welcomes you with an elegant 13-foot coffered ceiling, crown molding and gorgeous engineered hardwood flooring throughout the entire home with 17x17 tile flooring in all the wet areas. That's right, there is no carpet anywhere for cleaner living. While the expansive great room is complemented by a custom built-in wall unit with electric fireplace and 8-foot triple glass sliders that open to the large rear lanai—ideal for entertaining or relaxing. The informal dining room opens to the great room and features custom trim work and wall mirrors adding a touch of elegance to this lovely home. The gourmet kitchen is a chef’s dream, with granite countertops, 42" raised-panel white cabinets, a tumble stone marble backsplash, a menu desk, R/O water system under the porcelain undermount sink, upgraded stainless steel appliances, including a spacious breakfast bay window. The primary suite is a tranquil retreat, with two walk-in closets, a coffered ceiling, and triple sliders leading to the rear lanai. The primary bathroom features dual vanities with designer mirrors, granite countertops, a large shower w/ frameless glass enclosure with tiled shower seat, and a separate Roman tub. This is a split bedroom plan with both secondary bedrooms away from the primary suite for maximum privacy for guests. The 2nd bathroom includes a tub/shower with shampoo niche, granite countertops with a banjo top and custom mirror with medicine cabinet for storage. The laundry room includes a washer, dryer, and utility sink with cabine. Additional features include ceiling fans, light fixtures, window blinds, a water softener system installed in 2023, high efficiency HVAC with UV light and new thermostat installed in 2016, water heater replaced in 2018, epoxy garage flooring, crown molding throughout, and screened front entry. This home offers an exceptional living experience within the Valencia Lakes community and is packed with amenities, including a 40, 000 sq. ft. clubhouse, pools, tennis, pickleball, fitness classes, a bistro, art center, live shows, clubs and more. Whether you’re looking for relaxation or an active lifestyle, this community has it all. Contact us today to schedule a showing and discover all that this home and community have to offer!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,154 | $2,179 | $2,765 |
Total Monthly Payment | $2,632 | $2,657 | $3,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.