Discover the prestigious, guard-gated community of Bayway Isles, known for its premier homes and 24-hour security. This spacious residence offers vaulted ceilings and a thoughtfully designed layout that perfectly balances inviting shared spaces and private retreats. The living and dining areas connect seamlessly to a beautifully appointed eat-in kitchen. It features stunning marble countertops, shaker-style extended wood cabinetry, a large island and breakfast bar, an induction stove, and recessed lighting. Ideal for both casual family dinners and larger gatherings. Enjoy cozy moments by the fireplace in the family room, or step outside to the screened lanai and solar-heated pool, where indoor and outdoor living effortlessly blend. It will be easy to embrace the Florida lifestyle year-round! The primary suite, along with a versatile bedroom that can serve as a home office, dressing room, or nursery, occupies one wing of the house. The guest and fourth bedrooms are carefully positioned to offer their own separate spaces and ensure privacy. Storage is plentiful throughout the home, with abundant cabinetry, a walk-in pantry, an oversized laundry room, and a spacious two-car garage. Recent upgrades, including a new hot water heater in 2024, AC unit in 2022, a roof just 7 years old, and a dedicated irrigation system for the yard, provide peace of mind. Bayway Isles, a hidden gem in St. Petersburg, offers an unbeatable location just minutes from the pristine Gulf beaches and a vibrant downtown, with its world-class dining and cultural attractions. This home is a rare opportunity to experience luxury living in one of the area's most coveted communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $1,638 | $1,638 | $1,638 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,737 | $6,486 | $8,919 |
Total Monthly Payment | $8,500 | $8,249 | $10,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.