MOVE RIGHT IN! No need to wait for a new build- this 2/2 plus bonus room 'Cumberland' Floorplan is filled with $$upgrades$$ like premium lighting and ceiling fans throughout. The Cumberland offers a seamless and open floorplan perfect for entertaining. The kitchen features a large island, quartz counters, under cabinet lighting and like new SS appliances- (all included!), opens up to the great room with combined dining and living space, primary suite with walk-in closet and ensuite with tile shower and dual vanity. Spacious secondary bedroom and flex space off the dining space for a home office or guest room share a secondary bathroom with Koher walk-in tub with wider seat. Partially enclosed, screened patio with ceiling fan opens up to a paver patio and fenced green space. Solar Panels for energy efficiency, rain gutters, water softener, inside laundry room (washer and dryer stay!) and attached 2 car garage with storage above and extended paver driveway. Reverie at Trailmark is a vibrant and active 55+ gated community. Situated between the St. Johns River and the Atlantic Ocean, Reverie's ideal location places you moments away from the everyday conveniences and unique attractions of St. Augustine, Jacksonville and Florida's First Coast. Golf cart friendly this community has a wealth of amenities and activities including a Resort-Style Pool, Lap Pool & Spa, 6 tournament-class pickleball courts, Tennis courts, Fully equipped fitness center and studio, 4600sq ft Lakefront Clubhouse available for gatherings equipped with catering kitchen, Additional Sports Courts, including Bocce Ball, Bier Garten with Pavilion, Miles of Scenic Trails and Canoe Launches with access to the St John's River, Food Truck & Farmers Market Pavilion plus access to all of Trailmark's community amenities. This home is truly a MUST SEE- check out the 3D tour online and schedule a private viewing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $653 | $653 | $653 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,371 | $3,017 |
Total Monthly Payment | $3,069 | $3,099 | $3,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.