Live your boaters and fishermen’s dream life at the BEST priced 4-bedroom sailboat home within minutes to Charlotte Harbor. The beautiful Port Charlotte Beach area is where this 4 bedroom 2 1/2 bath, 2 car garage home is located. Enjoy morning and evening walks to Port Charlotte Beach. Watch breathtaking sunsets every night from the spacious dock, outdoor sitting area or screened in lanai. From the minute you open the double doors you have water views from almost every room in the home. This spacious open floor plan with split bedrooms has a formal living room, dining room and family room. Large primary suite with sliding doors to the lanai. Ensuite with double sinks and large walk-in closet. The 2nd, 3rd and 4th bedroom are located on its own wing. The 4th bedroom also has a walk-in closet. Oversized kitchen overlooks the family room with views of the water. Plenty of cabinets and counter space for storage and entertaining, with breakfast bar. This home has been meticulously taken care of by the only owner that built this family home. You will see her pride in ownership from the minute you step foot through the double entry doors. Inside laundry room comes with a washer and dryer. Mature trees and landscaping. New Roof in 2023. Centrally located to EVERYTHING. . . US-41, I-75, schools, grocery, retail shopping, dining and hospitals. Close to Punta Gorda and the new waterfront oasis, Sunseeker Resorts. Convenient access to a multitude of golf courses, world-class fishing, boating, and stunning Gulf beaches! Home to the Tampa Bay Rays Spring Training Center.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,885 | $2,919 | $3,704 |
Total Monthly Payment | $3,280 | $3,314 | $4,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.