The CDD BOND is FULLY PAID, saving the new owner thousands!! This extremely well-maintained CARIBBEAN floor plan home has been a snowbird retreat since its owners built it in 2005. Pride of ownership is very evident. The new owners will appreciate that the roof was replaced in June 2022, and the entire air conditioning system was replaced in April 2024. The curb appeal is greatly enhanced by the newer exterior paint, the quality landscaping, and the paver drive and walk. The lawn and landscaping receive water from an automatic irrigation system that is fed from a dedicated irrigation water meter, a real money saver. The covered front entry protects the front storm door with its removable screen. The front door is bracketed by glass sidelights that help to bathe the welcoming foyer with natural light. Once inside, the efficient layout gives the impression of a much larger home. The living room is the central focal point around which the other spaces revolve. The living room has a ceiling fan and a triple slider that opens to the Florida room/enclosed lanai at the rear of the home. The Florida room adds usable space not included in the stated square footage. The Florida room has lightly tinted acrylic slider windows with screens, a ceiling fan with light, a TV hookup, and an access door with an integrated screen. The acrylic slider windows can be easily removed, giving the homeowner options for this space. The west wing holds the guest and primary bedrooms, as well as the guest bath and the primary bath. The guest suite includes a linen closet, bath, and bedroom. The guest suite can be isolated from the rest of the home using the handy pocket door. The guest bedroom has quality carpeting, a ceiling fan with light, and a large reach-in closet. The linen closet is in the hallway that connects the guest bedroom with the guest bath. The guest bath has an elevated vanity, elongated stool, and a combination shower and tub with its ceramic tile surround. The primary bedroom is at the rear of the home and also has quality carpeting, a ceiling fan with light, and a large window. The hallway that connects the primary bedroom with the primary bath has two walk-in closets. The primary bath has a stall shower with ceramic tile surround, an elevated vanity with two sinks, and an elongated stool. The small window gives this bath some natural light. The east wing is home to the dining room, kitchen, and attached 2-car garage. The dining room has a double slider that opens to the Florida room. The kitchen has a snack bar for those casual snacks, ample cabinetry and counter space, a newer microwave, a closet pantry, and a laundry closet. The washer and dryer stay for the new owners. Access to the attached 2-car garage is through the kitchen. The garage features a utility sink, a pull-down attic ladder, a garage door opener, a window, and a service door. The garage shelving stays for the new owners. The quality landscaping continues to the backyard. A thick privacy hedge is at the rear lot line, which creates a visual barrier. The furnishings are available. This could also be a turn-key transaction with an appropriate offer. This home is priced to sell. Don't wait. Schedule your tour today! Lake Ashton is Central Florida's premier gated and guarded 55+ active adult community. Make sure that you take a tour of Lake Ashton during your visit. You will see why the lifestyle available to Lake Ashton residents is second to none!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,528 | $1,935 |
Total Monthly Payment | $1,722 | $1,741 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.