Located in the heart of the city of Anna Maria, this elevated single family home with 4 bedrooms and 2 bathrooms is one to look at. With an oversized kitchen with waterfall quartz countertops and an oversized screened in patio that overlooks the pool at sunset! Just steps to the shops and restaurants on Pine Ave to the south and walking distance to world renown beaches at Bean Point. This lovely home is located on the north end of Anna Maria Island which would be the perfect vacation home or investment property (city of Anna Maria allows for nightly rentals). It is an ideal spot for beach lovers to enjoy as a vacation getaway or full time residence. Upon entering this elevated home you'll find a primary bedroom with a large en suite bathroom, dual sinks, a walk-in shower and extra large walk-in closet. The kitchen is meant for entertaining which overlooks the expansive screened in patio. There are 3 additional bedrooms which have their own closet space. This home has a massive garage which would at a minimum hold 4 cars, likely more! Store your golf carts, vacation jeep, beach chairs, kayaks & more! The backyard has a lovely pool, a paved pool deck in addition to the wooden dock deck. Enjoy a sunset view from the screened in patio or the pool amongst tropical vegetation. Come take a look at this picturesque beach home and start living your island lifestyle! **Roof age is 2017, AC 2017 and is elevated, Pool 2024. ** No HOA, No CDD, city allows for nightly rentals, this property has not been a rental.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,828,000 | $1,828,000 | $1,828,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 6.748% | 6.786% |
Monthly Tax Payment | $1,480 | $1,480 | $1,480 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,009 | $11,705 | $16,050 |
Total Monthly Payment | $13,614 | $13,310 | $17,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.