If you are looking for Old Florida, welcome home to Flagler Beach, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway with no chain restaurants and many small shops for you to take your golf cart to as part of the laid-back living. This two story block home on almost 1 acre of property, is perfectly located for you to start you day with a short walk or golf cart ride to the beach to enjoy the sunrise. Then, end the day on one of the two porches, or on the dock or in the beautiful backyard to enjoy the spectacular sunsets over the water. The backyard is large enough for Family and Friends to gather for fun outdoor living and includes a dock where you can take a boat to Silver Lake and to the intracoastal. This one owner home was built above the required flood elevation and has NEVER flooded but for added peace of mind the Owners have custom flood barriers. The home has 4 bedrooms and three full baths and has been immaculately maintained. Upstairs is the living area, kitchen with coveted gas stove, dining, and the primary bedroom with ensuite bathroom and a second bedroom and another full bath. Downstairs, there is an in law suite complete with cooktop, microwave and refrigerator and custom bookshelves with built in Murphy bed. Additionally, there is a fourth bedroom and a full bath. The Roof was replaced in 2012, HVAC in 2015, Windows were upgraded to impact glass in 2013 and the hurricane shutters are still in place. The flooring in the entire home is tile with carpet on the stairs. There is an outdoor shower for convenience when you return from the beach. Where to Retire Magazine selected Flagler Beach as a top Retirement Destination. Flagler Beach is centrally located 1 1/2 hours away from the Orlando airport and Disney theme parks, one hour away from Jacksonville, 1/2 hour to the Nation's oldest City, St. Augustine and Daytona Beach, home of Daytona Speedway and Bike Week. Call for your private showing before its gone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$769,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.171% | 6.518% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $4,089 | $5,275 |
Total Monthly Payment | $4,413 | $4,409 | $5,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.