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24 Derby Lane, Harwich, MA, 02645 | $750,000
A charming home in a welcoming neighborhood--Heritage Estates! A Cape-style home, yet the space and openness of the first floor will surprise you! The very desirable layout features a wide-open plan, with all of the living spaces--living room, kitchen, dining, and family room--open to each other. The large family room has a vaulted ceiling, a lovely gas fireplace, oak floors, and a glass door that opens to the deck and backyard! The living room has oak floors as well. The first floor also offers a bedroom and full bath. Two large bedrooms and a full bath upstairs. The sun streams in making the rooms exceptionally light and bright throughout the house! Additional features include gas heat, 2 x 6 construction (all but family room addition), laundry and 2 storerooms in the basement (1 cedar), and an attached 1-car garage. Underground utilities in the neighborhood. Outdoor enthusiasts and nature-lovers will enjoy the proximity to the trails and ponds in the Punkhorn Parklands, Sand Pond for swimming and paddling, the bike path, and the trails in the spectacular Bells Neck Conservation Area--a favorite among birdwatchers! Buyers and agents to verify all listing details.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Washer Hookup, Electric Dryer Hookup, In Basement
- Style: Cape
- Year Built: 1999
- Garage: 1-car Off Street, Paved
- Heating: Hot Water
- Cooling: Other
- Basement: Bulkhead Access, Interior Entry, Other
- Approx Sq. Feet: 1,808
- Acreage: 0.36
- Est. Taxes: $4,147
- HOA Fee: $120 Annually
- Lot Desc: Bike Path, Horse Trail, Conservation Area, Corner Lot, Level, Cleared, Cul-De-Sac
- School District: Monomoy
- Appliances: Dishwasher, Washer, Refrigerator, Electric Range, Microwave, Dryer - Electric, Water Heater, Gas Water Heater
- MLS#: 22500141
- Website: https://www.raveis.com
/eprop/22500141/24derbylane_harwich_ma?source=qrflyer
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All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Cape Cod & Islands Multiple Listing Service, Inc. Detailed information about real estate listings held by brokerage firms other than William Raveis Real Estate include the name of the listing company. Neither the listing company nor William Raveis Real Estate shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision.
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring: Carpet | 12.0 x 16.0 | Second |
| Bedroom 3 | Flooring: Carpet | 12.0 x 16.0 | Second |
| Dining Room | 12.0 x 16.0 | First | |
| Kitchen | Countertop(s): Laminate,Flooring: Laminate,Stove(s): Electric | 12.0 x 16.0 | First |
| Living Room | 12.0 x 16.0 | First | |
| Master Bedroom | Flooring: Carpet | 12.0 x 16.0 | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
24 Derby Lane, Harwich, MA, 02645
$750,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
| Monthly Tax Payment | $346 | $346 | $346 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,042 | $4,093 | $5,186 |
| Total Monthly Payment | $4,480 | $4,531 | $5,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630