Step into this beautifully designed coastal cottage by Allison Ramsey Architects, where charm meets craftsmanship. This home stands out with its striking architectural details, including cedar shake accents and board-and-batten siding, creating a stunning blend of textures.
Inside, you'll find wide plank, real wood floors that add timeless elegance and warmth. The custom inset cabinetry in the open kitchen elevates the space, complemented by granite countertops and seamless flow to the back deckâperfect for indoor/outdoor cooking and that true Lowcountry style. The main-level master suite is a serene retreat, boasting abundant natural light, a private bath with a dual vanity, and a walk-in closet. Upstairs, two guest rooms share a thoughtfully designed bath, ideal for family or visitors.
This home is full of high end details and finishes, from 10' ceilings and oversized windows to the real fireplace, creating an inviting and cozy ambiance. Outside, you'll appreciate the fenced backyard with a versatile shed, ideal for storage or a creative workspace. With copper gutters and durable cedar shakes paired with Hardie plank siding, this home is built to last and requires no flood insurance. Don't miss the opportunity to own this one-of-a-kind cottage nestled in the heart of Old Shell Point.
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Our Executive Mortgage Banker:
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,669 | $3,381 |
Total Monthly Payment | $2,861 | $2,894 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.