Welcome to this charming 2-bedroom, 2 full bathroom single-family home with a 2 car garage nestled in the serene, quiet community of Beacon Hill. This recently flooded home offers an incredible blank canvas to remodel to your own tastes! The post-hurricane flooding drywall removal and clean-up have already been completed and the essential systems are all in working condition with an updated electrical panel in 2020 and a new roof in 2024. The interior provides a spacious and flexible layout, with abundant natural light filling the rooms plus the exposed brick walls add warmth and character! The property's waterfront location allows for stunning scenic views, including a picturesque pond. The 22 x 12 sun room is absolutely lovely and with the screened-in lanai provides additional living areas to take in the sunshine and natural surroundings. The brick exterior and mature landscaping create a charming curb appeal, while the covered porch offers a serene space to enjoy the lush greenery and scenic landscape surrounding the property. The 2 car garage and circular driveway not only adds functionality and character but provides additional parking making it an ideal setting for a variety of living arrangements. Conveniently situated near shopping centers, sports facilities, golf courses, hospitals, and beautiful beaches, this home offers the perfect blend of comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,126 | $1,141 | $1,445 |
Total Monthly Payment | $1,258 | $1,273 | $1,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.