Enjoy the ultimate blend of waterfront tranquility and golf course living! This custom-built home is perfectly positioned entirely in the X flood zone along a peaceful freshwater canal, directly across from the Palms Golf Course. The exterior features a well-maintained lawn with a canal-fed irrigation system, screened garage door, 2023 roof, impact-rated front door, hurricane screen for the lanai, two impact windows (one in the front and one in the rear) and metal shutters for all other window openings, ensuring both beauty and security. Inside the home you will find an open concept Edgewater floor plan that was designed for seamless Florida living. Vaulted ceilings, tile floors, large windows with arched transom’s, and sliding glass doors to access the lanai allow plenty of natural light to filter in. The galley-style kitchen features ample counter space and a generous breakfast bar, perfect for entertaining. Adjacent to the kitchen, a cozy nook offers additional convenience with sliding glass doors that open to the side yard, an ideal location for a grill with easy access to the kitchen. The master suite includes a walk-in closet, sliding door access to the lanai, and the ensuite bath features dual cultured marble sinks, a garden tub, and a separate shower. The split-bedroom layout ensures privacy, with two additional bedrooms, each featuring walk-in closets, and a guest bath that doubles as a pool bath for convenience. There is also a nice indoor laundry room and small area that is currently being utilized as a home office but would be a great flex space for your needs. Outdoors, the screened and heated pool offers a year-round retreat, perfect for unwinding with a morning coffee or your favorite cocktail. Step beyond the screened enclosure to a peaceful bench overlooking the canal, where you can relax and watch for wildlife along the waterway. The lanai is pre-plumbed for an outdoor kitchen, making it an excellent opportunity for those who enjoy cooking and dining al fresco. Additional highlights include manabloc plumbing and this home may be offered furnished so you could simply move right in. Rotonda West is a vibrant and active community with 5 golf courses, a clubhouse, miles of canals for fishing and kayaking, hiking trails, parks and more. You are also just a short drive to area beaches, and plenty of restaurants and shopping. Don't miss this opportunity to own a stunning canal-front property with easy access to recreation and luxury living, contact us today for an appointment.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,994 | $2,537 |
Total Monthly Payment | $2,312 | $2,337 | $2,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.