Welcome to Itopia private residences located in the gateway area of Northeast St Petersburg. This 2 bedroom, 2 bath split level loft style floor plan is a great option for roommate, office or guest bedroom. The great room and downstairs master bedroom open to a private spacious balcony overlooking the garden and pond. The open 2 story ceiling design in the great room with the open stairwell to the second floor living space creates a very grand feeling and the second floor living space/bedroom comes with its own private balcony as well. The 2nd floor living space is a loft with a half wall, full bathroom and Walkin closet. The property has gorgeous floors throughout, stainless kitchen appliances, newer washer and dryer, newer HVAC, inside utility room, and great closet space. In addition to being a gated community, Itopia is pet friendly with a dog park, 2 heated swimming pools, 2 hot tubs overlooking the lake, clubhouse with full kitchen for entertainment, fitness center with plasma TVs, sauna, business center with free wi-fi, theatre room for watching movies and sports, racquet ball courts/basketball court, tennis court and sand volleyball courts. And to help your budget water, sewer, trash pickup, basic cable, and internet are all included! Being located by Gandy and I-275 makes for easy access to downtown Tampa, St Pete, airports and our amazing beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$2,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,600 | $1,600 | $1,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $14 |
Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.