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Apartment Empty - Purchase and Move-in Ready!
Pet Friendly, Bike Storage,
Discover this rarely available one-bedroom, one-bathroom apartment in a charming, professionally managed walk-up co-op building, owned by the same individual for the past 10 years.
Apartment Features:
Living Space: Southern exposure with hardwood floors and large double-paned windows for energy efficiency and light.
Kitchen Alcove: Equipped with a gas stove, plans for appliance upgrades, and space for a bistro set.
Bedroom: Accommodates a queen-size bed with room for additional furniture, includes a large closet and TV mounting hardware.
Bathroom: Modernized with an upgraded tub/shower and glass door.
Lighting: Energy-saving fixtures throughout.
Storage: Three generous closets plus a basement storage locker for bikes and more.
Building Amenities:
Security: Keyless entry, 24-hour monitored security cameras, and video intercom doorbells.
Connectivity: Wired for both Verizon Fios and Spectrum, ensuring robust internet and cable options.
Bike Storage: Non-motorized bike storage in the basement along with personal storage locker.
Transportation: Convenient access to the 125th Street corridor, connecting to numerous bus and subway lines, and Metro North.
Neighborhood Highlights:
Dining: Explore Harlem’s Restaurant Row with favorites like Melba’s, Sylvia’s, and more.
Shopping: From Trader Joe's to specialty stores, the area is rich with shopping options.
Additional Information:
Building Policies: Non-smoking, no in-unit washers/dryers.
Pet Policy: Pets are welcome!
HDFC Requirements: Board approval needed; income limits set at 120% AMI:
1 Person: $130, 440
2 People: $149, 160
3 People: $167, 760
4 People: $186, 360
This is your chance to settle into a cozy, community-driven living space in one of Harlem's most vibrant neighborhoods. Schedule your appointment now to see this gem before it's gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$332,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $266,399 | $266,399 | $266,399 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.000% | 7.017% | 6.120% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,662 | $1,750 | $2,230 |
Total Monthly Payment | $1,737 | $1,825 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.