Don't miss this exceptional prewar 1-bedroom co-op apartment in the heart of Kensington! Spanning approximately 900 square feet, this home features original parquet hardwood floors and a meticulously renovated eat-in kitchen.
The kitchen has been updated with luxurious white quartz countertops, a Kohler farmhouse sink, Bosch dishwasher and microwave, and custom cabinetry complemented by a decorative backsplash and tile flooring.
The beautifully renovated windowed bathroom showcases subway tile, an industrial-style toilet, and an oversized sink. The generously sized bedroom easily accommodates a king-sized bed along with ample additional furniture. With four large closets throughout the apartment and expansive windows in every room, this unit is bathed in natural sunlight throughout the day.
415 Ocean Parkway is a prewar, pet-friendly (Dogs and Cats) elevator building offering a live-in super, central laundry, additional storage, and a bike room. Ideally located near popular spots like Mimi's Hummus, Sycamore, Madeline, The Flatbush Food Coop, and the Cortelyou Road weekend Farmer's Market. Excellent transportation options include the F train at Ditmas Ave, the Q train at Cortelyou Rd, the G train at Church Ave, and the B train at Newkirk Plaza, providing a 30-minute commute to the city.
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Our Executive Mortgage Banker:
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,420 | $2,450 | $3,104 |
Total Monthly Payment | $2,495 | $2,525 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.