Discover your new home in the heart of Washington Heights with this beautifully newly gut-renovated, top-floor one-bedroom apartment on Upper Riverside Drive. Designed by a skilled architect, this home blends modern elegance with comfort, boasting open views and an abundance of natural light. High ceilings and large windows flood the apartment with sunlight, creating a bright and airy living space. The welcoming living room is perfect for both relaxing and entertaining, offering a cozy atmosphere with room for your personal touch. The adjacent kitchen features full-size appliances, ample cabinetry, and woodblock countertops—ideal for home cooking and meal prep. The peaceful bedroom is a serene retreat with plenty of space, including a spacious armoire for storage. The modern bathroom includes a large shower and stylish fixtures, along with the added convenience of an in-unit washer/dryer combo. This apartment is move-in ready, making it an ideal choice for those looking for a hassle-free living experience. Located in a vibrant and historic neighborhood, you’ll be just moments away from parks, local dining spots, and convenient transportation options, making it easy to enjoy everything Washington Heights has to offer. This charming apartment offers an unbeatable combination of designer style, convenience, and location. Don’t miss your chance to call this place home—schedule a viewing today! For prospective buyers, please note the HDFC maximum income eligibility requirements for 2024: 1 Person: $130, 440; 2 Persons: $149, 160; 3 Persons: $167, 760; 4 Persons: $186, 360; and 5 Persons: $201, 240.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,100 | $2,665 |
Total Monthly Payment | $2,151 | $2,175 | $2,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.