ALL SHOWINGS AND OPEN HOUSES ARE BY APPOINTMENT ONLY! PLEASE CONTACT US TO SCHEDULE A SHOWING. Experience abundant light, expansive interiors, and your own private outdoor space in this stunning one-bedroom, one-bathroom co-op, located in a full-service building in the heart of Kips Bay. With tall ceilings, elegant moldings, and beautiful hardwood floors, around 850-square-foot residence makes a striking impression. The expansive living area stretches 31 feet from the foyer to a wide private terrace, providing ample space for both living and dining. A thoughtfully designed feature wall creates separation from the entryway and offers a perfect nook for a home office setup. Step out onto the terrace to enjoy your morning coffee while taking in tranquil views from the rear of the building. The updated kitchen is a chef’s delight, featuring butcher block and stone countertops, stylish cabinetry, and high-end stainless steel appliances, including a gas range, dishwasher, and built-in microwave. The spacious bedroom overlooks the terrace and offers three large closets. The bathroom is beautifully appointed with floor-to-ceiling tile, a walk-in shower, and a pedestal sink. A large hall closet adds even more storage to this already impressive home. Located at 305 East 24th Street, this well-maintained postwar co-op offers residents a full suite of amenities, including a 24-hour doorman, concierge service, on-site management, a live-in superintendent, laundry facilities, and a heated parking garage with lobby access(resident discount rate of $338/month and no waiting list). The building’s flexible board policies permit pets, pieds-à-terre, subletting, co-purchasing, and gifting, with approval. Situated near some of Manhattan’s most vibrant neighborhoods—NoMad, Flatiron, Gramercy, and Midtown—you’ll enjoy easy access to fantastic shopping, dining, and entertainment. Trader Joe’s, Fairway, and the Kips Bay AMC theater are all nearby, along with the beautiful green spaces of Madison Square, Union Square, and Stuyvesant Square parks. With close proximity to the 6, N/R/W, and L subway lines, excellent bus service, and CitiBike stations, this home offers unmatched convenience and accessibility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,248 | $5,390 |
Total Monthly Payment | $4,238 | $4,340 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.