5221 ALMAR DRIVE, Punta Gorda, FL, 33950 | $999,000

Waterfront living meets modern Florida design in this Gulf-access home in Punta Gorda Isles with no bridges and quick access to Charlotte Harbor and the Gulf of Mexico. Built in 2021, this 3-bedroom, 3-bath property features a bright open floor plan, high ceilings, impact-resistant windows and doors, and elegant finishes throughout.

The chef-style kitchen opens to the great room with pocketing sliding glass doors that create seamless indoor-outdoor living. Enjoy year-round entertaining on the 57-foot screened lanai with wet bar plumbing, roll-down privacy shades, designer lighting, and wiring for a jacuzzi or outdoor kitchen. The home sits on an 80-foot seawall and includes a 30' x 10' concrete dock, making it ideal for fishing, boating, and sunset cruising.

The luxury primary suite offers long water views, a walk-in closet, and double-sink vanity bath. Additional features include energy-efficient construction, tile roof, oversized garage storage, and tropical landscaping. Located PGI, this home offers direct boating access, no HOA fees, and convenient proximity to downtown Punta Gorda, Fishermen’s Village, waterfront parks, and dining.

Experience waterfront living with comfort, quality, and style—this is where Florida lifestyle begins.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 120
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2021
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,233
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $1,225
  • Lot Desc: City Lot, Near Golf Course, Near Marina, Street Dead-End
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7503223
  • Days on Market: 285 days
  • Website: https://www.raveis.com
    /eprop/C7503223/5221almardrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/28/2025 11:17:14 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-639-0090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5221 ALMAR DRIVE, Punta Gorda, FL, 33950

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.379% 5.996% 6.097%
Monthly Tax Payment $102 $102 $102
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,538 $4,728 $6,690
Total Monthly Payment $4,732 $4,922 $6,884

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.