Punta Gorda Isles Ground Floor Waterfront Condo! No flood or hurricane damage! Discover your slice of paradise in this secure 2 bedroom, 2 bathroom ground floor condo located in the highly sought-after Punta Gorda Isles! Located on a quiet inlet, with 120 feet of seawall along deep sailboat water, enjoy direct access to Charlotte Harbor in just 15–20 minutes—perfect for boating enthusiasts! The first-come, first-serve open concrete dock provides convenient waterfront living, while the large heated in-ground pool offers panoramic water views and is the perfect spot to enjoy Southwest Florida's breathtaking sunsets! Enjoy the unique small-town vibes of Fishermen’s Village and downtown Punta Gorda, brimming with boutique shops, locally-owned restaurants, and waterfront charm. Only 10 minutes to big-box stores for all your shopping needs and just a short 30-minute drive to the gulf beaches at Boca Grande, Venice or Englewood. Don't miss the new Sunseekers Resort just over the bridge featuring world-class dining, stunning waterfront accommodations and amenities! The lowest priced waterfront condo in PGI with one of the most affordable monthly fees that includes water, sewer, trash pickup, grounds/pool maintenance and free use of the laundry room, located right outside your door and only shared with 2 other units. HIGH & DRY! This condo has never flooded and was not damaged by the recent storms. No pending assessments or litigation. Freshly painted, providing the perfect blank canvas to create the retreat of your dreams! Whether you're looking for a seasonal rental, a snowbird getaway, or a year-round home, this condo checks all the boxes. Enjoy waterfront living, tranquil surroundings, and easy access to everything Punta Gorda has to offer. Schedule your showing today and start living the Southwest Florida dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,073 | $1,086 | $1,376 |
Total Monthly Payment | $1,380 | $1,393 | $1,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.