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285 Elm Street, Warwick, RI, 02888 | $259,900
Welcome to this charming cape cod style home nestled in the heart of Warwick. This cozy residence offers a perfect blend of comfort and potential, making it an ideal choice for those looking to create their dream space. Step inside to discover 2 well-sized BR's and a full bath plus stairs to a 2nd floor attic where a potential 3rd BR or home office could be added. The home boasts hardwood floors throughout, adding warmth and character to each room. The newer gas heating system ensures efficient warmth during the cooler months, while a recently installed Navien gas tankless hot water heater provides on-demand hot water, enhancing your daily comfort plus updated electrical and plumbing, public water/sewer, and the full basement offers plenty of storage space. The property sits on a generous 6, 660 sq ft lot, offering ample private outdoor space with fully-fenced backyard and storage shed for relaxation, gardening, or entertaining. Whether you're enjoying a morning coffee on the patio or hosting a summer barbecue, this outdoor area is sure to become a favorite spot. Conveniently located close to major highways, shopping centers, and a variety of restaurants, this home offers easy access to all the amenities you need. While the property does require some work, it presents a fantastic opportunity to customize and add your personal touch. With its desirable location and charming features, schedule a viewing and envision the possibilities! Subject to seller finding suitable housing.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1940
- Garage: No Garage
- Heating: Gas,Steam
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 816
- Acreage: 0.15
- Est. Taxes: $3,477
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1376210
- Website: https://www.raveis.com
/prop/1376210/285elmstreet_warwick_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
285 Elm Street, Warwick, RI, 02888
$259,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
| Monthly Tax Payment | $290 | $290 | $290 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,401 | $1,418 | $1,797 |
| Total Monthly Payment | $1,766 | $1,783 | $2,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB