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8501 Elgin DRIVE, Port Richey, FL, 34668 | $243,000
Ready to retire? If so, this is the perfect home for rest and relaxation! Located in the beautiful 55+ community of Timber Oaks. Lots of renovations and upkeep have been completed for you! You will not have a worry in the world when you make this 2-bedroom, 2- bathroom home your “home sweet home”! The A/C Unit was just replaced with a new vinyl fence enclosure along with all new stainless steel Whirlpool kitchen appliances and new hardware on all the kitchen cabinets (Jan. 2025), a new roof and insulation was installed in 2023 and a new water heater in 2021. With the major repairs done for you, you can focus on creative interior designing to let your personality shine throughout the home! The kitchen is light and bright with lots of natural lighting plus a tray ceiling with recessed lighting. You will find ceramic tile and room for a kitchen dinette table for your morning coffee by the front window. The formal dining room is an open floor plan that includes the living room area. In the dining room the gorgeous chandelier, crown molding and chair rail are perfect for entertaining your special guests. If more room is needed the triple sliding glass door with beautifully updated window treatments can open wide to the enclosed Florida room with aluminum windows, vertical blinds and a window A/C unit plus ceiling fan to keep friends and family cool while enjoying the serene open back yard with mature oak trees an no back neighbors! The primary bedroom with en-suite has a ceramic tiled step-down shower with safety grab bars, a new vanity faucet and plumbing, a medicine cabinet and pocket door to the bedroom. You will also find a walk-in closet for plenty of storage but let us not forget the hallway double built-in closet plus a linen closet! The second bathroom has been fully renovated with a tripled mirror medicine cabinet, new vanity with a granite countertop, and a shower/tub combination with ceramic tile and safety grab bars. The other bedroom looks over the back yard and has a double built-in closet with a ceiling fan. This home also has newer windows with mini blinds throughout, an extra-long driveway, a one and half space garage with a hurricane garage door, lots of cabinets plus washer & dryer area. The Timber Oaks Clubhouse is just around the corner where you can relax at the pool or play some tennis! Schedule your showing today!
Features
- Amenities: Clubhouse, Fitness Center, Lobby Key Required, Maintenance, Park, Pool, Recreation Facilities, Sauna, Shuffleboard Court, Tennis Court(s)
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Style: Florida
- Year Built: 1981
- Garage: 1-car Driveway, Garage Door Opener, Oversized
- Heating: Electric
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,087
- Acreage: 0.16
- Est. Taxes: $787
- HOA Fee: $50 Monthly
- Lot Desc: Cleared, In County, Landscaped, Level, Private
- View: Trees/Woods
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
- MLS#: W7871408
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/W7871408/8501elgindrive_portrichey_fl?source=qrflyer
Listing courtesy of Re/max Sunset Realty Phone: 727-863-2402
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8501 Elgin DRIVE, Port Richey, FL, 34668
$243,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $194,400 | $194,400 | $194,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
| Monthly Tax Payment | $66 | $66 | $66 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,310 | $1,326 | $1,680 |
| Total Monthly Payment | $1,451 | $1,467 | $1,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388