WANT A STARTER HOME OR NEED TO DOWNSIZE ? ** LOCATION! ** CONDITION! ** PRICE! ** NO CDD and a VERY LOW HOA ** PRIDE OF OWNERSHIP SHOWS IN EVERY ROOM OF THIS HOME! ** Nicely Renovated, Quality Updates, Beautiful backyard, and the Cook will LOVE the abundant Fruit Trees, Papayas, and Herbs. This Ranch Style Home is in the middle of Brandon / Riverview and is close to EVERYTHING ! Close to Winthrop Plaza, Multiple Restaurants, Many Retail Shops, Publix, Starbucks, and much more. This established neighborhood is surrounded by mature towering oak trees and larger lots that aren't on top of one another. Your next DREAM HOME boasts over 1700 sqft with 4 Bedrooms, 2 Bathrooms, and a 2-car garage (including an above storage system) PLUS attic storage and a fully fenced-in backyard. IMAGINE THE POSSIBILITIES !! The Roof was replaced in (2017), the HVAC was replaced in (2019), New Gutters were added in (2023), and the Interior Paint (2023). This home features new LVT Laminate Vinyl Tile planks throughout the entire living area and Primary Suite, granite in the kitchen and primary bathroom. BUT WAIT. . . there is a large screened-in lanai where you can enjoy your morning coffee or in the evening as you relax with a glass of wine out on your private lanai ! AND. . . there are many Fruit Trees and Herbs that are great for cooking. IMAGINE THE POSSIBILITIES !! This home will check off many boxes ESPECIALLY if you like cooking outdoors or preparing fish, sushi, and other foods that are made with curry or may have a strong smell and are somewhat spicey. This house may have your DREAM KITCHEN on the rear porch (20 x 12) and set up as a second kitchen, not just an outdoor grilling area as one might think (can be restored to a traditional lanai). There is a full-size refrigerator and range, PLUS it includes the Kitchen Sink ! IMAGINE THE POSSIBILITIES !! At the front of the house, you enter into a foyer with a large combo Formal Living Room and Formal Dining Room, or this space would make a great Home Office or another TV sitting room option. HOW WOULD YOU USE IT ?? There is another large Kitchen (16 x 13) with lots of cabinet space some with pull-out drawers/platforms in the lower cabinets and a large breakfast bar adjacent to the Dinette area that flows into a casual Great Room space (15 x13). This home has a true 3-way split with the Primary Suite and Bath located on one side of the house, 2 bedrooms and a bath on the other side, and the 4th bedroom is located towards the back of the house. IMAGINE THE POSSIBILITIES !! Ceiling Fans and Laminate flooring are nicely placed in every room with carpet only in the three secondary bedrooms. The inside utility room (washer and dryer are included) is located off the kitchen and leads to the 2-car garage area. YOUR NEW HOME is Complete with ALL the Appliances Including the Washer & Dryer and Blinds. Everything is Included and is Move-In Ready. Whether You are Looking for a First-Time Buyer Looking for a Starter Home or a Seasoned Professional Looking to Downsize, This Home is in the Right Location at the Right Price. Centrally Located, Convenient to I-75, Selmon Expressway, MacDill AFB, Ybor City, and Downtown Tampa. IMAGINE THE POSSIBILITIES !! Set Your Appointment TODAY !!!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,101 | $2,662 |
Total Monthly Payment | $2,405 | $2,431 | $2,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.