This charming home in the vibrant Newhallville neighborhood of New Haven offers a unique opportunity for homebuyers seeking both affordability and convenience. With 3 bedrooms and 1. 5 bathrooms, this 1, 173 SF home provides ample space to grow, along with the potential for personal touches and future improvements. Located just minutes from Albertus Magnus College, Edgerton Park, and a variety of local mom-and-pop restaurants, this property is perfectly situated for those who appreciate easy access to the best of New Haven's community and amenities. Whether you're enjoying a day at the park, grabbing a bite at a local eatery, or taking advantage of nearby educational institutions, this location has something for everyone. The home features off-street parking, and is currently occupied by a long-term tenant. The flexibility of the current rental situation means you can choose to maintain the tenant and generate income or take the home for your own. With room to personalize and a prime location to boot, this is an amazing opportunity for anyone looking to settle into a vibrant neighborhood while building equity. Don't miss your chance to own this gem! Contact us today to schedule a viewing and explore all the possibilities this property offers. Agents, please review the Agent to Agent remarks for additional details.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bath | Upper |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,282 | $1,625 |
Total Monthly Payment | $1,735 | $1,750 | $2,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.