Welcome to 190A Decatur Street, a breathtaking two-family townhouse nestled on one of Bed-Stuy’s most quintessential brownstone blocks! The property’s unique layout features an expansive owner’s duplex with a finished basement, sitting over a cozy, ground-level garden rental unit—ideal for supplementary income or hosting guests! Each level of this property is crafted to impress, blending historic details with luxurious modern touches that make this a true gem. Enter through a welcoming vestibule with black-and-white tiled floors that set a playful tone. The parlor floor opens up in grand style with herringbone hardwood floors, walls adorned with rich woodwork, and a decorative fireplace accented by oversized windows that pour sunlight into the home. Recessed lighting, chandeliers and built-in ceiling speakers offer ambiance at your fingertips, whether you're in the mood for a quiet night in or hosting friends in this spacious, light-filled room. The chef’s kitchen, designed to inspire, is both functional and stunning, with a Bertazzoni gas range complete with a pot filler, a central island that doubles as seating, and a farmhouse sink adorned with a brushed gold faucet. White shaker cabinets stretch from floor to ceiling and feature knurled gold pulls, making every detail feel just right. An accent wall of Venetian plaster leads to the private deck and a lush backyard, where the entertaining can spill outdoors. Past the inviting kitchen, a chic powder room combines Venetian plaster walls with a floating black marble sink, sleek gold fixtures, and a striking black toilet. Even the staircase leading upstairs is a showstopper, with its white oak railing, thin white spindles, and exposed brick wall adding to the home’s charm. Upstairs, the primary en-suite is a light-filled sanctuary designed to be a true retreat. There’s room for a king-sized bed and a wall of closets, while the en-suite bathroom feels spa-worthy with a double vanity, green and marble tiles, brushed gold hardware, and a luxurious rain shower. Down the hall, you’ll find the washer and dryer and another full bath with a skylight, letting in a wash of natural light. At the front of the house is another two bedrooms, perfect for additional flexibility. Completing the owner’s duplex is a spacious finished basement with endless potential—ideal for a home gym, entertainment space, or extra storage. The garden level offers even more. This fully self-contained unit is spacious and thoughtfully designed, with direct access to the shared backyard. Perfect as a rental, guest suite, or home office, it features a large living/dining area, a cozy kitchen, and a generous bedroom, providing both comfort and privacy. 190A Decatur Street sits in the heart of Stuyvesant Heights, close to local favorites like Saraghina for wood-fired pizza and LunÀtico for live jazz and cocktails. Parks and playgrounds are nearby for green space, and the A/C lines at Utica Avenue make it easy to get around Brooklyn and Manhattan. This isn’t just a home; it’s a place to fall in love with your neighborhood. Come see what makes 190A Decatur Street unforgettable!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,996,000 | $1,996,000 | $1,996,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.346% | 5.907% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,177 | $12,290 | $16,575 |
Total Monthly Payment | $11,302 | $12,415 | $16,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.