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322 Emerald Bay CIR, Naples, FL, 34110 | $559,000
Welcome to this RARELY available attached Villa which lives like a single family home with a private garage and entry courtyard plus no one above or below you. Nestled between multi million dollar communities, Emerald Bay is an amazing value west of US 41 and is also one of the few residences close to the beach which is NOT in a flood zone. This beautifully appointed, move in ready unit has been totally redecorated with all new paint inside and out, gorgeous crown molding and all new furnishings. Vaulted ceilings provide a bright, airy feeling and multiple sliders in the living room, kitchen and master bedroom open to a spacious screened lanai, perfect for entertaining. The front patio provides yet another outdoor space to sunbath, lounge, read or visit with neighbors and friends. The spacious master bedroom and bathroom feature a separate soaking tub and shower plus huge walk-in closet with custom, built in shelving. A queen Murphy Bed provides extra sleeping space for guests in the 3rd bedroom which also doubles as an office or study. The generous kitchen boasts newer stainless steel appliances plus an eat-in breakfast bar and plenty of cabinet space. Enjoy carefree living with electric and manual shutters plus plantation shutters throughout. Emerald Bay is an amenity rich community with 2 pools, hot tub, tennis, pickleball plus an active social calendar in the fully equipped club house. This friendly neighborhood is within biking distance to the white sandy beaches of Delnor-Wiggins State Park, Vanderbilt Beach and Bonita Beach. Its N. Naples location is also minutes to Mercato's vibrant nightlife plus elegant shopping and restaurants and less than 30 minutes to the SWFL Airport. Where paradise meets convenience!
Features
- Building Design: Villa Attached
- Heating: Central Electric
- Cooling: Central Electric
- Levels: 1
- Amenities: Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Internet Access,Library,Pickleball,Streetlight,Tennis Court,Underground Utility
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Complex: VILLAGES AT EMERALD BAY
- Development: EMERALD BAY
- Year Built: 1990
- Approx Sq. Feet: 1,610
- Est. Taxes: $4,225
- Condo Fee: $2,172 Quarterly
- Lot Desc: Regular
- View: Landscaped Area
- Community Type: Gated,Tennis
- Pet Policy: Limits
- MLS#: 225004759
- Website: https://www.raveis.com
/prop/225004759/322emeraldbaycir_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
322 Emerald Bay CIR, Naples, FL, 34110
$559,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.204% | 7.295% | 6.412% |
| Monthly Tax Payment | $352 | $352 | $352 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,938 | $3,013 | $3,804 |
| Total Monthly Payment | $3,382 | $3,457 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388