Raised anxiety due to house hunting? This raised ranch on a corner lot will exceed your expectations! Meticulously maintained, the house has many upgrades: a brand new stainless stove/range and French door refrigerator; a three-year-old roof; refinished hardwood floors with clear moldings; a newer clothes dryer; repainted interior; newer replacement windows, exterior doors, and sliders are just a few of its many assets. The walkout lower level of the home is plumbed for a kitchenette so it's perfect for a mother/daughter setup. The backyard is fenced and level and is graced with lovely stone walls. Located in a beautiful neighborhood close to all that Stony Point has to offer, the home is near major roads and convenient to bus routes, in addition to being accessible to recreational sites--hiking, biking, and swimming, golfing, and boating. You are also close to schools and shopping. And another plus--this beauty has low taxes! Come and make it your new home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $923 | $923 | $923 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,206 | $3,243 | $4,115 |
Total Monthly Payment | $4,221 | $4,258 | $5,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.