First Time to Market in 40 Years! Discover Your Dream Home Just 15 Minutes from Manhattan! Pre-War Brick Tudor w/One Car Garage located on a quiet tree-lined dead-end block in the heart of Ridgewood, Queens located just minutes away from Bushwick, BK and only 2 Blocks from the L Train which is only a 15 Minute ride to Manhattan! This charming gem offers three floors of comfort, featuring hardwood floors throughout the 1st and 2nd floors, 2 spacious bedrooms, and 2 updated baths with tiled flooring. Enter into a foyer that leads to a cozy living area, perfect for entertaining. The open concept flows into the EIK with granite countertops. Off of the kitchen you'll find a sunny and bright sunroom making it an indoor gardeners delight, complete with an outdoor patio space. The finished walk out basement with full height ceiling has an egress window, fully updated bathroom, laundry area & a newer gas burner and HW heater. Newly paved common ally & DW with one car GAR, Sold As Is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.648% | 6.597% | 6.158% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,582 | $5,031 | $6,717 |
Total Monthly Payment | $5,087 | $5,536 | $7,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.