This delightful stucco home is just blocks from the beach and the 2. 1 mile boardwalk, offering the perfect blend of comfort & convenience! The sun-filled front porch, complete with a Murphy bed, is an ideal spot to soak up the afternoon rays o welcome overnight guests. Step inside to discover a kitchen that boasts a farmhouse sink, stainless steel appliances, a gas stove and unique, square granite island & countertops. Ample wooden cabinetry flows seamlessly into a cozy dining area & living room, creating an inviting space for gatherings. The main floor features a versatile bedroom or office space at the back, with French doors leading to a covered deck. From there, enjoy your private backyard oasis, complete with a dog run for your furry friends! Practical features include a double loft garage, driveway, unfinished basement equipped with a sump pump, storage & laundry. You'll love the proximity to public transportation, LIRR, shopping & dining options--all just minutes away! Don't miss out on this charming beachside retreat that has it all!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $976 | $976 | $976 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,256 | $4,618 | $6,260 |
Total Monthly Payment | $5,324 | $5,686 | $7,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.