GORGEOUS & FULLY UPDATED 3 BR ranch with in-ground saltwater pool, finished basement, screened in back porch, central air, attached 2-car garage, and on a beautiful 2. 1 acre lot complete with a fenced-in garden, fruit trees, pristine landscaping & fantastic views! Great curb appeal, as home sits up high and set back from the road -- huge front yard compliments spacious back yard. Classic country porch enters to foyer and glistening hardwood floors throughout. Large living room includes propane fireplace, custom built-in bookcases, and beautiful columns leading to dining room. Spacious kitchen features oak cabinets, Bosch stove & dishwasher (both just 6 years old), fridge 4 years old. Primary suite includes stunning bathroom recently updated with rain shower. Other two bedrooms both good sizes, and all closets include shelving. Laundry area conveniently located in main floor hallway alcove. Finished basement is legal and includes egress window (and is soon being painted), along with walkout through garage. Lots of storage space in full attic with pulldown stairs. Backyard oasis includes (in addition to pool and garden) a pool shed, firepit, as well as healthy grapevines and a pear tree! Extremely energy efficient home (well insulated). Hot water heater 2022, new blinds throughout 2022, AC condenser 2017, newer pool liner, 200 AMP electrical. There's even a central vacuum! Centrally located in the heart of the Minisink Valley School District -- close to Middletown shopping, as well as I-84 and Route 17 for easy commuting!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,095 | $3,132 | $3,974 |
Total Monthly Payment | $3,884 | $3,921 | $4,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.