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3276 Hilary CIRCLE, Palm Harbor, FL, 34684 | $529,900
Welcome to your dream home in the HIGHLY DESIRABLE 55+ community of HIGHLAND LAKES! This former model home offers 2 bedrooms, 2 bathrooms, a versatile DEN/OFFICE, and a spacious 2-car garage with a SCREEN. Perfectly situated between the tennis courts and clubhouse, this private lot sits 80 feet above sea level in a no-evacuation zone—NO FLOOD INSURANCE REQUIRED!
Step inside and be greeted by HIGH CEILINGS, THERMAL PANE WINDOWS with PLANTATION SHUTTERS, and abundant NATURAL LIGHT. The cozy living room sets the tone for relaxation, while the separate family room features a CATHERDRAL CEILING, creating an open and inviting atmosphere. Sliding doors lead to a beautiful lanai, perfect for morning coffee or evening unwinding. The fully RENOVATED KITCHEN (2024) is a chef’s delight, boasting a large island with EXTRA STORAGE, high-end GRANITE countertops, and a stunning suite of matte black Café appliances, including a refrigerator, microwave, and range. The primary suite is a true retreat, complete with a WALK-IN CLOSET and a luxurious bathroom featuring DUAL vanities and a RAIN SHOWER with a handheld head. Both the primary and guest bathrooms were beautifully REMODELED in (2019), adding a modern touch to this timeless home.
Numerous upgrades ensure peace of mind, including a NEW ROOF (2024), WATER SOFTNER (2024), WATER HEATER (2023), and a SMART thermostat-equipped HVAC system (2016).
Highland Lakes is more than a neighborhood; it’s a lifestyle with a LOW HOA! Enjoy THREE private executive golf courses, TWO HEATED pools, a spa, tennis, pickleball, bocce ball, shuffleboard, and countless activities like bowling leagues, fitness classes, arts and crafts, and hobby clubs. The main clubhouse hosts frequent social events, while the Lodge on LAKE TARPON offers a fishing pier, boat ramp, and community pontoon boats for daily lake outings. RV and boat storage is also available.
Conveniently located near major highways, medical facilities, restaurants, and shopping, this home truly has it all. Don’t miss this rare opportunity—schedule your private showing today!
Features
- Amenities: Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Other
- Year Built: 1979
- Garage: 2-car Garage Door Opener, Oversized
- Heating: Central, Electric
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 1,905
- Acreage: 0.19
- Est. Taxes: $2,204
- HOA Fee: $164 Monthly
- Lot Desc: City Lot, Sidewalk
- Adult Communities: Yes
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8337879
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/TB8337879/3276hilarycircle_palmharbor_fl?source=qrflyer
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES Phone: 813-426-2669
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3276 Hilary CIRCLE, Palm Harbor, FL, 34684
$529,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $184 | $184 | $184 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,785 | $2,818 | $3,575 |
| Total Monthly Payment | $3,061 | $3,094 | $3,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388