ONE OR MORE PHOTO(S) HAS BEEN VIRTUALLY STAGED. IF YOU ENJOY NATURE VIEWS, YOU'LL LOVE THIS PROPERTY! SITUATED ON A PREMIUM CONSERVATION LOT WITH POND VIEWS. THIS DUCHESS MODEL HAS AN OPEN-DESIGN GREAT ROOM WITH CATHEDRAL CEILINGS. THERE ARE PLANTATION SHUTTERS IN THE FRONT OF THE HOME FOR PRIVACY. THE KITCHEN BOASTS 42” WOOD CABINETS, A SOLAR TUBE AND RECIPE WINDOWS THAT PROVIDE WARM NATURAL LIGHT, A BUILT-IN DESK, . ENJOY YOUR MORNING COFFEE WITH PEACEFUL WATER VIEWS FROM THE EAT-IN DINING SPACE OFF THE KITCHEN OR FROM THE SPACIOUS ENCLOSED LANAI JUST OFF THE GREAT ROOM. THE EAT-IN AREA OFF THE KITCHEN FEATURES A LOVELY BUILT-IN HUTCH/CABINET WITH GLASS DOORS TO SHOW YOUR CHERISHED CHINA AND KEEPSAKES AND FEATURES A LARGE PICTURE WINDOW THAT LOOKS INTO THE LANAI. THE GREAT ROOM COMBINES LIVING AND DINING SPACES WHERE THERE ARE CEILING FANS, A TRAY CEILING AND A SOLAR TUBE. FROM THE GREAT ROOM, POCKET DOORS OPEN TO THE STUDY/OFFICE/DEN WHERE THERE IS A BUILT-IN CLOSET AND SPACE FOR STAY-OVER GUESTS. THE PRIMARY BEDROOM HAS A SPACIOUS WALK-IN CLOSET, HIGH TRAY CEILING WITH A FAN, AND AN EN SUITE. THE EN SUITE BATH IS NICELY APPOINTED WITH SOLID-SURFACE COUNTERS, A WALK-IN SHOWER WITH SOLID SURFACES, A COMFY SOAKER TUB, A SEPARATE WATER CLOSET FOR PRIVACY, AND A WINDOW FOR NATURAL LIGHT. THE GUEST BEDROOM HAS A COZY READING NOOK, A LARGE CLOSET AND A CEILING FAN. THE GUEST BATH FEATURES A WALK-IN SHOWER, SOLID-SURFACE COUNTER, VAULTED CEILING AND A WINDOW. THERE’S ARE LARGE LINEN CLOSET IN THE GUEST HALLWAY. THE SPACIOUS LAUNDRY ROOM COMES EQUIPPED WITH A WASHER AND DRYER AND BUILT-IN CABINETS FOR STORING LAUNDRY SUPPLIES PLUS A LARGE CLOSET WITH SLIDING DOORS FOR PANTRY “OVERFLOW”. THE LANAI FEATURES SLIDING VERTICAL WINDOWS WITH SCREENS, CEILING FANS AND OVERLOOKS THE POND. THE 2-CAR GARAGE HAS STORAGE SPACE, PEGBOARD, PULL-DOWN ACCESS TO THE ATTIC, PAINTED CONCRETE FLOOR, SLIDING SCREEN DOORS, A WINDOW, A DOOR TO THE OUTSIDE, AND A UTILITY SINK. ORIGINAL UPGRADES TO THE HOME INCLUDE BULL-NOSE CORNERS AND HIGH CEILINGS WITH KNOCK-DOWN FINISH. THE ROOF WAS REPLACED IN 2019, HVAC IN 2023, AND DOUBLE-PANE, ENERGY-EFFICIENT WINDOWS WERE INSTALLED IN 2016. ROYAL HIGHLANDS IS A PREMIER, ACTIVE, 55 PLUS COMMUNITY WITH A FULL RANGE OF ACTIVITIES AND AMENITIES, WHICH INCLUDE: CABLE, HIGH-SPEED FIBER OPTIC INTERNET, ATTENDANTS AT GATE; GOLF COURSE, RESTAURANT, TENNIS; PICKLEBALL; SOFTBALL; TWO POOLS (INDOOR & OUTDOOR); SECURED RV STORAGE LOT; BOCCE; SHUFFLEBOARD; FITNESS ROOM; LIBRARY, ARTS & CRAFTS ROOM, BILLIARDS ROOM, CATCH & RELEASE FISHING, PLUS DIVERSE & SUNDRY CLUBS ~ SOMETHING FOR EVERYONE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,918 | $1,941 | $2,462 |
Total Monthly Payment | $2,163 | $2,186 | $2,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.