Hidden Gem, in plain view on main drag in town. This exquisitely handcrafted and decorated home is nothing but breathtaking. Step back into yesteryear when home furnishings were handcrafted and built for the space. This home is filled with one of a kind details from the ceiling to floor. MUST SEE!!! Step off the main street, into a quiet, private, beautifully landscaped retreat (garden oasis) with welcoming, cozy pergola for watching the annual nesting bluebirds, a small pond awaiting it's new Koi residents, a gardening shed and beautiful bushes and flowers to surround you for hours of relaxation. This home is in the Village District (multi-use) and has a large windowed 1009sq' sunroom right on the street. Perfect for the indoor hobbyist, gardener, or a small local business. It is directly across the street from the rail trail, and would make a great bike shop. Home is on the Public Transportation route across the street from a Motor Lodge, bringing more visitors to the area, with a minimal conversion to a (2) unit dwelling (ADU). An open, airy, bright (1) bedroom apartment with sitting deck off the kitchen, access to driveway. With a (3) bedroom main house, extra bonus (guest room) this home would make a great multi-generational home, ADU, AIRBNB, BED & BREAKFAST, Endless Opportunities for EXTRA INCOME. Showings Begin 01/17/2025 Open Houses: 01/17/2025 Fri 5-6: 30PM, Sat 10: 30am-12pm, Sun 1: 30pm-3pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,679 | $3,722 | $4,723 |
Total Monthly Payment | $4,468 | $4,511 | $5,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.