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16 Florence Lane, Colchester, VT, 05446 | $520,000
Built in 2019, this spacious 3-bedroom townhome is a true gem that offers both convenience & comfort in a desirable area. With a thoughtfully designed floor plan and an array of modern features, this home is sure to impress. As you enter the home, you're greeted by a welcoming foyer that leads to a large tiled entryway, complete with a coat closet & space for a bench or cubbies. From here, you'll have access to the 2-car garage, basement, laundry room, half bath and the main living areas. The kitchen features sleek white shaker cabinetry, stainless steel appliances & striking black granite countertops. It flows effortlessly into the dining & living room, making it ideal for entertaining. A cozy fireplace adds ambiance and warmth year-round. The FIRST-FLOOR PRIMARY BEDROOM offers privacy and convenience, with a spacious walk-in closet and an en suite bathroom featuring a large shower. Upstairs, you'll find two additional bedrooms, each with oversized closets, as well as a full bathroom. The unfinished basement is designed with an egress window, providing the opportunity to expand your living space if desired. The home is equipped with modern amenities, including an AC mini split heat pump and a Tesla Powerwall backup system for peace of mind. An attached two-car garage offers ample space for storage, including room for bikes and other outdoor gear. Located near Colchester Village, you'll enjoy easy access to Lake Champlain, schools, shopping, dining and more!
Features
- Parking: Auto Open,Driveway
- Heating: Natural Gas,Hot Air
- Cooling: Central AC
- Amenities: Building Maintenance,Landscaping,Snow Removal,Trash Removal
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter / 1 half
- Complex: Legacy Estates
- Year Built: 2019
- Approx Sq. Feet: 2,240
- Est. Taxes: $8,262
- Lot Desc: Condo Development,Near School(s)
- Elem. School: Union Memorial Primary School
- Middle School: Colchester Middle School
- High School: Colchester High School
- School District: Colchester School District
- MLS#: 5026680
- Website: https://www.raveis.com
/prop/5026680/16florencelane_colchester_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/22/2025Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: The Malley Group
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Florence Lane, Colchester, VT, 05446
$520,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
| Monthly Tax Payment | $689 | $689 | $689 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,698 | $2,765 | $3,508 |
| Total Monthly Payment | $3,478 | $3,545 | $4,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484