This home, during the golden hours of the evening, calls to you. . . Yes, it is immaculately maintained and yes, it is beautiful at any time of day. Regardless, you simply can not miss the opportunity to experience this home in as the sun begins to hang lower in the sky. Bring your pocket-watch, mint julip and step back into a simpler time for this showing! This impeccably preserved 1920 Craftsman home sits on a coveted CORNER LOT and exudes historic charm. The wrap-around covered porch (with multiple swings) provides a breezy shaded refuge from the Florida sun. Inside the front door, you’ll find the perfect combination of historic details and modern amenities, from the hardwood floors and original fireplace to the high ceilings, archways, paneled doors, glass doorknobs and an abundance of custom millwork. You (and your insurance company) will appreciate that the plumbing and electrical have been updated to code. The updated kitchen features timeless quartz countertops with a slab backsplash, 42-inch cabinetry, stainless steel appliances (gas range) and a breakfast nook. There is plenty of room for your custom island! Both the formal dining room and the living room have access to the massive wrap-around porch for entertaining. Down the hall, the beautiful downstairs primary bedroom boasts seven windows and includes an ensuite with a bathtub. You’ll get lost in the square footage upstairs, which offers 5 spacious bedrooms and 2 more full bathrooms (1 claw-foot tub, 1 shower). Back downstairs, there’s also a dedicated study/home office that could become another bedroom. On the exterior, you’ll find a portico for the car, and guests pass through one of 2 garden trellises before coming on the front porch. There are lots of landscaped flower beds, and the property is lined by towering trees for plenty of privacy and shade. Umatilla is a community full of historic homes as well as a few small lakes. You’ll be less than 1/2 mile of schools and parks, with numerous shopping & dining options just a short drive away. This affordable city is located a few miles north of Lake Yale and Lake Eustis, part of Central Florida’s famous chain of lakes. Less than 1 hour to the beach, too!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,444 | $2,472 | $3,137 |
Total Monthly Payment | $3,085 | $3,113 | $3,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.