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558 Harbor Ridge DRIVE, Palm Harbor, FL, 34683 | $369,900
Welcome home to this beautiful 2-bedroom, 2-full and 1-half-bath, 1 car garage home in the desirable Palm Harbor area. No age restrictions and pets are welcome too! As you walk in the door you will fall in love with this meticulously maintained, turn key ready to move into townhome in the sought after community of Harbor Ridge! This property is perfect for individuals, families, or investors alike.
You will love enjoying your morning coffee in the privacy of your own screened porch with the beautiful serene view of the pond.
The cook in the family will love creating meals in this open kitchen layout that is just perfect for entertaining! The tall upper cabinets and closet pantry provide extra storage and the ample counterspace is just perfect!
Upstairs boasts gorgeous luxury vinyl plank flooring lending a warm yet modern feel, while downstairs has beautiful tile floors that make cleaning a breeze.
No more laundry mat for you as you will have the added convenience of the laundry closet perfectly placed upstairs between the bedrooms!
Harbor Ridge is conveniently located near shopping, banks, restaurants and a short drive to near by beaches, airports and theme parks.
Key Features:
NEW ROOF January 2025
Luxury Vinyl plank flooring upstairs and stairs installed 2022
Blinds upstairs installed 2021
Whole house water purifier installed in 2020
Spacious Living: This turn key ready to move in meticulously maintained home offers a generous layout with two bedrooms and two and a half bathrooms, providing ample space and comfort for all.
1-Car Garage: A convenient 1-car garage for parking and additional storage.
Affordable HOA: The amazing $400/month HOA fee covers a wide range of amenities, including:
Trash removal
Grounds maintenance
Pool and pool maintenance
Internet and cable
Lawn irrigation
Escrow for roof replacement and exterior painting
Community Amenities: Enjoy the sparkling community pool and well-kept grounds without the hassle of maintenance.
This is a rare opportunity to own a home in a vibrant community with incredibly low HOA fees that cover essential services and maintenance. Don't miss your chance to own this affordable and low-maintenance gem in Palm Harbor!
All information is believed to be true and accurate. Buyer/Buyer's agent to verify all data.
Features
- Amenities: Pool
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Laundry Closet, Upper Level, Washer Hookup
- Year Built: 2009
- Garage: 1-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,400
- Acreage: 0.04
- Est. Taxes: $3,091
- HOA Fee: $400 Monthly
- Elem. School: Sutherland Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
- MLS#: TB8338875
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/TB8338875/558harborridgedrive_palmharbor_fl?source=qrflyer
Listing courtesy of PENNY GOULD REALTY INC Phone: 727-789-5899
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
558 Harbor Ridge DRIVE, Palm Harbor, FL, 34683
$369,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $1,967 | $2,496 |
| Total Monthly Payment | $2,277 | $2,300 | $2,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388