This beautifully maintained, original-owner Madeira model home is now available for sale in Del Webb's prestigious Spruce Creek Golf & Country Club subdivision Tamarron in Summerfield, FL. As you approach the property, the charming courtyard and leaded glass door set the tone for the elegance inside. Upon entering, you'll find a thoughtfully designed open floor plan, featuring two spacious bedrooms, two bathrooms, and a office/study room. The kitchen is a highlight, boasting stylish white cabinetry, granite countertops, a lovely backsplash, and a skylight that floods the room with natural light, creating an inviting, airy ambiance. The kitchen seamlessly flows into the large great room, perfect for entertaining and relaxation. The home features laminate flooring in the kitchen, with plush carpeting in the bedrooms for added comfort. The great room, measuring a spacious 19 x 23 feet, provides ample room for various activities. Additionally, the home offers the convenience of an inside laundry room that leads into an extended two-car garage, including space for a golf cart—ideal for additional storage and workspace. One of the standout features of this home is the privacy it provides, with no neighbors behind. Recent upgrades include a 2022 roof, 2021 HVAC system, 2024 water heater, and fully paid solar panels installed in 2018, which help keep the electric bill incredibly low— around $30 per month. A new AUTOMATIC KICK ON 2024 Generac generator ensures peace of mind in case of power outages. The generator comes with 5 years warranty from date of purchase along with a 3 year maintenance contract. Comes with the house. GENERATOR WILL POWER THE ENTIRE HOUSE!!! Living in Del Webb's Spruce Creek Golf & Country Club means embracing an active and vibrant lifestyle with over 70 clubs, pickleball and tennis courts, three swimming pools, four 9-hole golf courses, walking trails, and water volleyball. The Liberty Grille restaurant, pro shop, and 24-hour security at the gated entrance are added conveniences, making this an ideal community for those looking to enjoy modern living and an active lifestyle. Don’t miss the chance to make this exceptional home yours!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,887 | $1,909 | $2,422 |
Total Monthly Payment | $2,155 | $2,177 | $2,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.