428 Rose Apple CIRCLE, Port Charlotte, FL, 33954 | $279,000

Don't miss this incredible opportunity to own a beautifully maintained 3-bedroom, 2-bath, 2-car garage canal-front home in the desirable, deed-restricted Oak Hollow community in Port Charlotte. With 1, 422 square feet of living space, this home features a new metal roof and gutters, installed in 2022. As you enter, you'll be welcomed by a spacious living room with high ceilings and tile flooring throughout the main living areas. The open floor plan flows effortlessly into the dining area and kitchen, perfect for entertaining. The kitchen boasts a breakfast bar, a full suite of modern appliances—including a new refrigerator and dishwasher—granite countertops, sleek white raised-panel cabinetry, and a convenient coffee bar. It overlooks the dining area and provides easy access to the lanai through sliding doors. The primary suite features new luxury vinyl flooring, a large walk-in closet, and private slider access to the lanai. The en-suite bath includes a walk-in shower and a separate private toilet room. The two guest bedrooms are generously sized, also with luxury vinyl flooring, ceiling fans, and ample closet space. The guest bathroom offers a shower/tub combo. Step outside to your 13x13 screened lanai and enjoy tranquil canal views, with a nature reserve across the water that cannot be developed. This peaceful retreat offers the perfect place to unwind and relax. Home also features 2 car garage, laundry room off the kitchen, 6x8 storage shed, A/C in 2018, public water/sewer, water heater in 2015 and sits high and dry on the canal. This home is conveniently located in Shadowmoss, a newer division of the Oak Hollow community, offering numerous amenities for only $69/monthly. Some amenities include a heated pool, tennis courts, pickleball, bocce ball, basketball courts, horseshoes, and fitness center, in addition to many planned activities. Check out the community calendar, photos, and documents on the Oak Hollow website to see what is waiting there for you! Within just a few miles of Oak Hollow, you will find local county offices, multiple restaurants, various shopping locations, the YMCA, and the local library. If you venture out just a little further, you will find beaches, golfing, numerous fishing/boating locations, or I-75 will take you anywhere else you would like to go!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,422
  • Acreage: 0.11
  • Est. Taxes: $2,443
  • HOA Fee: $69 Monthly
  • Lot Desc: Landscaped, Sidewalk
  • View: Water
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7503336
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7503336/428roseapplecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 12:05:36 PM)
Listing courtesy of RE/MAX ANCHOR OF MARINA PARK   Phone: 941-205-2004

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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428 Rose Apple CIRCLE, Port Charlotte, FL, 33954

$279,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,200 $223,200 $223,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,466 $1,483 $1,882
Total Monthly Payment $1,745 $1,762 $2,161

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.