Don't miss this incredible opportunity to own a beautifully maintained 3-bedroom, 2-bath, 2-car garage canal-front home in the desirable, deed-restricted Oak Hollow community in Port Charlotte. With 1, 422 square feet of living space, this home features a new metal roof and gutters, installed in 2022. As you enter, you'll be welcomed by a spacious living room with high ceilings and tile flooring throughout the main living areas. The open floor plan flows effortlessly into the dining area and kitchen, perfect for entertaining. The kitchen boasts a breakfast bar, a full suite of modern appliances—including a new refrigerator and dishwasher—granite countertops, sleek white raised-panel cabinetry, and a convenient coffee bar. It overlooks the dining area and provides easy access to the lanai through sliding doors. The primary suite features new luxury vinyl flooring, a large walk-in closet, and private slider access to the lanai. The en-suite bath includes a walk-in shower and a separate private toilet room. The two guest bedrooms are generously sized, also with luxury vinyl flooring, ceiling fans, and ample closet space. The guest bathroom offers a shower/tub combo. Step outside to your 13x13 screened lanai and enjoy tranquil canal views, with a nature reserve across the water that cannot be developed. This peaceful retreat offers the perfect place to unwind and relax. Home also features 2 car garage, laundry room off the kitchen, 6x8 storage shed, A/C in 2018, public water/sewer, water heater in 2015 and sits high and dry on the canal. This home is conveniently located in Shadowmoss, a newer division of the Oak Hollow community, offering numerous amenities for only $69/monthly. Some amenities include a heated pool, tennis courts, pickleball, bocce ball, basketball courts, horseshoes, and fitness center, in addition to many planned activities. Check out the community calendar, photos, and documents on the Oak Hollow website to see what is waiting there for you! Within just a few miles of Oak Hollow, you will find local county offices, multiple restaurants, various shopping locations, the YMCA, and the local library. If you venture out just a little further, you will find beaches, golfing, numerous fishing/boating locations, or I-75 will take you anywhere else you would like to go!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,466 | $1,483 | $1,882 |
Total Monthly Payment | $1,745 | $1,762 | $2,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.