Welcome to Lantana Villas, located within the exclusive Terra Ceia Bay Golf Club, a gated community featuring a scenic 18-hole golf course and exceptional amenities that can be enjoyed throughout the Terra Ceia community. This beautifully maintained home, situated off the sixth hole, offers an open, airy layout that feels bright, spacious, and private. The inviting Florida room, which could also serve as a home office, provides peaceful views of the golf course. Thoughtful landscaping enhances privacy while maintaining the stunning surroundings. A charming back patio off the lanai offers the perfect space for outdoor entertaining or simply relaxing under a shady tree. With only 21 homes on a private road, the neighborhood offers a tranquil atmosphere, and residents can enjoy a wealth of community amenities at an additional fee through Terra Ceia, including the golf course, tennis courts, a pool, a fitness center, and a 500-foot fishing pier ideal for sunsets. Explore the picturesque nature trail and spot local wildlife, such as eagles, flamingos, and herons. Conveniently located near the Bradenton Yacht Club, Snead Island, and Emerson Point, with easy access to Tampa, St. Pete, Sarasota, and the beautiful beaches of Anna Maria Island. Lawn care and landscaping are included for a low-maintenance lifestyle. Whether you're seeking a retirement retreat, a first home, or an investment property, this home offers the perfect blend of comfort, charm, and convenience. Currently rented until 10/31/2025. Don’t miss out on the chance to own in this highly desirable community! Is this home your perfect match?
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,728 | $2,193 |
Total Monthly Payment | $2,175 | $2,217 | $2,682 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.