Beautiful 2BR/2BA/1CG home in the sought after desirable and peaceful riverfront community of Harbour Point. Private community boat launch on deep water gives easy access to the Intracoastal Waterway / Halifax River! Superb location in the heart of Port Orange. New roof in 2023, newer windows, updated kitchen & bathrooms, newer HVAC system and a tankless hot water heater! This well-maintained home features a light & bright spacious open floorpan. This lovely gem is in great condition and is move-in ready. There is also a bonus room that can easily be converted to a third bedroom. The spacious great room features a gorgeous stone fireplace and there's also a separate Florida room for added comfort and convenience. The chef's kitchen boats Corian countertops and soft-close cabinetry. Tile flooring throughout for easy maintenance. The oversized one car garage has plenty of space for the cars and the toys as well as attic storage. The garage also includes a washer & dryer and an additional refrigerator. Enjoy Florida coastal living at its finest! Low maintenance fee includes grounds maintenance, cable TV, clubhouse access, private boat launch access & community pool. There's also the ability for boat or RV storage in the gated community storage area. If space is available. Call today to see this beautiful home!
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Our Executive Mortgage Banker:
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$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,655 | $1,675 | $2,125 |
Total Monthly Payment | $1,840 | $1,860 | $2,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.