NO Bond! This stunning 3-bedroom, 2-bathroom EXTENDED HOLLY model on a PREMIUM HOMESITE features CERAMIC TILE flooring throughout (except bedrooms), VAULTED KNOCK DOWN ceilings, FULL DEPTEH GOLF CART GARAGE and more! The standout highlight of this home is its expansive kitchen boasting MAPLE CABINETS with a large DESK AREA, sizable breakfast bar, dining area, and a CENTER ISLAND. A truly remarkable kitchen you need to experience firsthand! The GENEROUSLY SIZED living area flows into the dining area and kitchen. The opulent master bedroom suite showcases dual walk-in closets, vaulted ceiling, and an ensuite bathroom with DOUBLE VANITIES, linen closet, separate toilet room, and a ROMAN WALK-IN SHOWER. Guest Bedroom 2 is a cozy place for your guests to relax while guest Bedroom 3 offers a beautiful front view with a large walk-in closet. The guest bath is close by with a lovely tub/shower combination. The INDOOR LAUNDRY ROOM is complete with a utility sink, built-in cabinets perfect for year-round convenience. Another feature of this beautiful home is the ACRYLIC WINDOWS ENCLOSED Lanai with TILED FLOOR and privacy shrubs. The added WINDOW SHADES are a great addition to this space. The exterior of this home boasts upgraded LANDSCAPING, updated Irrigation system, GUTTERS, PAVERED DRIVEWAY, and GARAGE DOOR and front door SCREENS. Situated in the Village of St. James, it is conveniently located just NORTH of 466A between Lake Sumter Landing Market Square and Brownwood Paddock Square. It offers easy access to EXECUTIVE and CHAMPIONSHIP golf courses, Recreation Centers, as well as shopping and dining options at Pinellas and Colony Plazas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,385 |
Total Monthly Payment | $3,730 | $3,770 | $4,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.