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540 Cedars Road, Southold (Cutchogue), NY, 11935 | $885,000
Cutchogue-New Suffolk area- Exceptional setting for this gracious 2+ bedroom, 2 full bath home. 1+ acre private property with a pond and specimen plantings. A gardener's paradise with flowers and shrubs blooming through the seasons. Charming, screened gazebo is perfect for summer shade and outdoor dining, sited with pond and golf course views. First floor: Living room with hardwood floors and fireplace. Dining room with access to the rear deck. Kitchen with stainless appliances and large breakfast nook. Wolf range and hood, tumbled tile backsplash that continues over all counters, granite countertops, and radiant heat. Great room with vaulted ceiling and sliders to the rear deck. Potential for 3rd bedroom. Fabulous views from the house and deck of the pond and rear of the property. All rooms are bright, and light filled. Second floor: 2 large bedrooms, full bath, and office area. The large, beautifully landscaped rear yard is your own natural bird sanctuary. Plenty of room to explore, enjoy tranquility, and for outdoor activities. A restored outbuilding that was moved from its original Mattituck/Laurel site at Camp Immaculata perfect for an office, studio, or gardener's shed, completes this unique offering. Unspoiled, beautifully maintained, and one of a kind. Make it yours. Easy access to Cutchogue beaches, golf, boating, wineries, and restaurants.
Features
- Town: Southold
- Amenities: Park
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Bathroom
- Style: Other
- Year Built: 1950
- Garage: 2-car
- Heating: Baseboard, Natural Gas, Radiant
- Cooling: Ductless
- Basement: Full, Unfinished
- Approx Sq. Feet: 2,056
- Acreage: 1.03
- Est. Taxes: $10,479
- Lot Desc: Back Yard, Front Yard, Garden, Landscaped, Level, Near Golf Course, Near Public Transit, Near Shops, On Golf Course, Part Wooded, Sprinklers In Front, Sprinklers In Rear, Views
- View: Panoramic, Park/Greenbelt, Water
- Water Front: Yes
- Elem. School: Mattituck-Cutchogue Elementary Sch
- Middle School: Mattituck Junior-Senior High School
- High School: Mattituck Junior-Senior High School
- School District: Mattituck-Cutchogue
- Appliances: Convection Oven, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 813250
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/813250/540cedarsroad_southold_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
540 Cedars Road, Southold (Cutchogue), NY, 11935
$885,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $708,000 | $708,000 | $708,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
| Monthly Tax Payment | $873 | $873 | $873 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,965 | $4,302 | $5,832 |
| Total Monthly Payment | $4,930 | $5,267 | $6,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535