This home will delight you as you drive up and see it stately sitting on this magnificent lot. Home has superior curb appeal with all brick, black shutters and black aluminum railing and side entry garage. November 2023, kitchen was fully gutted and doubled in size with beautiful quartz counters, custom design of cabinets w/soft close, down draft range with disappearing exhaust fan on the island. See Supplement for list of upgrades. New roof in 2020. Every attention to detail. Enjoy the serenity of the enclosed Sun Room with it's split heating and air system or swimming in the magnificent pool! All bathrooms were updated in November 2023. Beautiful paver decking around the pool. The 4th bedroom is now used as a game room with a special train room attached. Seller will convert the train room back to a closet if buyer prefers. This 5th bedroom is the perfect in-law space with a private entry from the driveway, Fully equipped kitchen, washer, dryer and 2 freezers in the garage. Dining room features built in corner wall cabinets. Aqua Sauna water Filtration System included. Wall mounted Tv's throughout the home convey. Homeowner is meticulous to detail as you will note when touring the home. Pool includes a polaris cleaning system and a pool water level monitor that adds water when needed. Full irrigation system front and rear. Highlights: Kitchen - Quartz Counters Downdraft Ventilator for Range Floor to Ceiling Cabinets Charging Station in Cabinet Recessed Lighting Pendant Lights New Tile Floors Primary Bath- Quartz Counter Pump under Sink to accelerate hot water to the bath New Shower with Bench New Hardware Guest Bath-Quartz Counter Tower between Double Sinks Tub with Glass Shower Doors New Hardware and Mirrors Recessed Lighting 3rd Bath - Quartz Counter New Hardware and Lights Shower with Glass Door Family Room and Kitchen Recessed Lights 2 Sets of French Doors to Sun Room Brick Wood Burning Fireplace with Mantle New Carpet in Bedrooms, Living Room, Dining Room, Family Room, Game Room and Sun Room installed 6/2020 Sun Room - 406 sq. ft. not included in sq. ft for main home. Double Insulated Windows with Screens Split A/C System 2 Sets of French Doors from Family Room and 1 Set from Primary Suite 2 Ceiling Fans 2 Skylights Game Room / 5th Bedroom / In Law Suite 2 Exterior Doors, one to Driveway and one to Back Yard Train Room/Walk In Closet (Seller will convert back to Closet if Buyer wishes) Entire Home painted November 2023 Ceilings In entire home except Game Room Sanded and Painted Tile Floor in Kitchen, Laundry Room and 3 Bathrooms - Nov 2023 Window Coverings on most Windows Ceiling Fans in Bedrooms ADT Security System with 3 glass break unitis Doors - 6 Panel Foam Insulation in Attic July 2013 Massey Services Termite Bond and Pest Control Professionally Landscaped Yard Deep Well with Irrigation System - Partridge Well Privacy Fence and Double Aluminum Gate with Lock to Back Yard Easement behind Fence with Lots of Beautiful Trees Roof Replaced February 2020 Pool - 52, 000 gallons and Swim Lanes, Pavers, Salt Water, Polaris Work Room with Entrance from Drive Way perfect for driving in a riding mower. Double Door Entrance to Work Room 2 Car Garage with Overhead Door Motor replaced 9/2024 Cabinets and 2 Freezers in Garage Peg Board, Windows, Air Handler, 2014 Hot Water Heater, Aquasana Water Purifying System in Garage. Attic with Pull Down Stairs 2015 HVAC Front Porch Covered with aluminum Black Hand Railing
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,627 | $2,658 | $3,373 |
Total Monthly Payment | $2,931 | $2,962 | $3,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.