NON FLOOD ZONE & 5 MINS TO GULF BEACHES!! Welcome to your Seminole OASIS! This stunning 3-bedroom, 2-bathroom split floor plan home in the heart of Seminole offers the perfect blend of modern updates, functional design, and Florida charm. Step into the SPACIOUS open living and dining area, complete with a large island featuring a cooktop and sleek stainless steel appliances (installed in 2019), ideal for entertaining or enjoying family meals. Adjacent to the living space is a cozy family room that showcases a gorgeous stone-accented electric fireplace (updated in 2021), creating the perfect ambiance for relaxing evenings. Luxury vinyl flooring flows throughout the home, complemented by plantation shutters (installed in 2019) that add elegance and privacy to every room.
The two guest bedrooms share an updated bathroom, while the primary suite offers privacy and convenience in this well-designed split floor plan. Storage abounds with multiple closets throughout the home, making organization effortless. Hurricane-impact sliding doors (2021) lead to an incredible backyard oasis, complete with a tiki-hut-covered porch and a custom pebble tech pool (installed in 2019) featuring a sun shelf, Baja shelf, bubblers, and built-in granite bar stools. The fully fenced yard, with vinyl fencing installed in 2020 and swing gates on both sides, ensures privacy and security, perfect for families or pets.
This home features a spacious 2-car garage, providing ample room for parking and additional storage. It also sustained NO hurricane damage from Hurricane Milton or Helene and is located high and dry in flood zone X, meaning NO FLOOD INSURANCE IS REQUIRED!!
Additional upgrades include PAID-OFF SOLAR PANELS (2020) for energy efficiency, hurricane-proof skylights in the living room (2019) that fill the space with natural light, redone AC ductwork (2019) for optimal comfort, and gutters installed in 2019 to protect the property. Outside, the oversized paver driveway and walkway (completed in 2023) provide ample parking and enhance the home’s curb appeal.
Conveniently located just minutes from the world-famous Gulf beaches, shopping, dining, parks, and top-rated schools, this home is perfectly situated to enjoy everything Seminole has to offer. With its thoughtful updates, inviting design, and unbeatable location, this property truly embodies the Florida dream lifestyle!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $587,920 | $587,920 | $587,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,908 | $4,958 |
Total Monthly Payment | $4,410 | $4,456 | $5,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.