This charming 5-bedroom, 2-bathroom, 1, 344 square-foot home offers a rare opportunity to own spacious living in the Tampa Bay area for under $300, 000. Situated on over a 1/4 acre of land, the sprawling triangular-shaped lot provides ample space for families and pets to thrive. The rear covered porch makes for the perfect setting for your morning coffee or to decompress after a long day. The property is completely fenced in, and privacy fencing added in 2023 creates a perfect outdoor entertaining and play area. Located less than half a mile from Historic Downtown Dade City, residents can easily enjoy the old-Florida atmosphere with its array of parks, restaurants, and the renowned Dade City Brewhouse. Situated on the Hardy Trail, this home is ideal for those who enjoy outdoor activities such as walking, jogging, or biking. Recent upgrades enhance the home's appeal, including a brand new roof installed in January 2025. The kitchen was thoughtfully renovated in 2023, and new vinyl flooring was installed in both the kitchen and living room that same year. A new HVAC system with a Nest thermostat, installed just four years ago, ensures year-round comfort. Inside, the home boasts five bedrooms, providing ample space for family, guests, or a home office. Added storage is available with attic access and two exterior closets, one of which includes an additional refrigerator that will convey with the property. Safety is paramount, with built-in smoke detectors, emergency lighting, and two fire extinguishers for added peace of mind. Conveniently located less than 15 minutes from I-75, this home offers easy access to Tampa, while a scenic drive of approximately 45 minutes takes you to the heart of Downtown Tampa. Call today to schedule your private showing while this unique, well-maintained home is still available!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,462 | $1,855 |
Total Monthly Payment | $1,856 | $1,873 | $2,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.