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Presented by
Carlos Reyes |
95 Water Street, Stonington (Stonington Village), CT, 06378 | $1,495,000
Perfectly positioned in the heart of Stonington Borough, this beautifully maintained historic home combines rare period charm and modern amenities. Located just one block from the vibrant shops and restaurants of Water Street, this gracious 5-bedroom, 2-bath residence showcases partial harbor views from select rooms and the unfinished attic space. High ceilings, antique hardwood floors, and abundant natural light create an airy, welcoming atmosphere throughout. The home has undergone extensive updates while preserving its architectural integrity. Recent improvements include new siding and windows (2020), roof (2013), updated electrical systems with new panels and meters, interior drywall, lighting, and fresh paint throughout. The beautifully renovated kitchen features modern stainless steel appliances, elegant quartz countertops, classic shaker-style cabinetry, and slate flooring. A convenient first-floor laundry and mudroom off the kitchen enhance everyday living. Currently configured as a refined single-family residence, this versatile home's intelligent layout - complete with a secondary staircase - allows for potential conversion to a two-family dwelling. The private backyard is a peaceful retreat, beautifully landscaped with mature trees and perennial gardens. This 3, 170-square-foot residence, dating to 1847, represents a unique opportunity to own a piece of Stonington Village history while enjoying all the amenities of modern coastal living. Embrace the coveted Borough lifestyle - enjoy summer days on Dubois Beach, swimming at Whalen's Wharf or boating at nearby yacht clubs, shopping at weekly farmers' markets and galleries, events at La Grua Center, and waterfront dining at the many local restaurants. This prime location, ideally situated between New York and Boston, provides the perfect balance of historic charm and coastal convenience. Don't miss this chance to secure your perfect summer retreat before the upcoming season begins.
Features
- Town: Stonington
- Rooms: 12
- Bedrooms: 5
- Baths: 2 full
- Laundry: Main Level
- Style: Colonial
- Year Built: 1847
- Heating: Hot Water,Radiator,Zoned
- Cooling: None
- Basement: Full,Unfinished,Storage,Interior Access,Concrete Floor,Full With Hatchway
- Above Grade Approx. Sq. Feet: 3,170
- Acreage: 0.07
- Est. Taxes: $10,142
- Lot Desc: Level Lot,Historic District,Water View
- Elem. School: Deans Mill
- Middle School: Per Board of Ed
- High School: Stonington
- Appliances: Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24062772
- Website: https://www.raveis.com
/mls/24062772/95waterstreet_stonington_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 8.0 x 11.0 | Main |
| Bedroom 2 | Hardwood Floor | 10.0 x 8.0 | Main |
| Bedroom 3 | Hardwood Floor | 8.0 x 8.0 | Upper |
| Bedroom 4 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 14.0 | Upper |
| Dining Room | Combination Liv/Din Rm,Hardwood Floor | 13.0 x 15.0 | Main |
| Dining Room | Hardwood Floor | 15.0 x 15.0 | Main |
| Family Room | Hardwood Floor | 14.0 x 29.0 | Upper |
| Kitchen | Remodeled,Quartz Counters,Double-Sink,Island,Hardwood Floor | 15.0 x 17.0 | Main |
| Library | Hardwood Floor | 12.0 x 15.0 | Upper |
| Living Room | Combination Liv/Din Rm,Hardwood Floor | 13.0 x 14.0 | Main |
| Office | Hardwood Floor | 8.0 x 8.0 | Upper |
| Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 14.0 x 15.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Carlos ReyesSales Associate
917.971.8821
Carlos.Reyes@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
95 Water Street, Stonington (Stonington Village), CT, 06378
$1,495,000
Carlos Reyes
Sales Associate
William Raveis Real Estate
Phone: 917.971.8821
Carlos.Reyes@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
| Monthly Tax Payment | $845 | $845 | $845 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,697 | $7,267 | $9,852 |
| Total Monthly Payment | $7,667 | $8,237 | $10,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524