This is a Custom Winthrop Model single family home! You will find 3
bedrooms(one is use for an office), plus addition laundry room, 2 baths, 2-car
garage located in Cresent Ridge neighborhood of On Top of the World lovely
55+gated Golf Community. When you drive up, you will notice the large paver
driveway. Then proceed to a inviting front porch and through the storm door
and front door, you will notice a large living room/dining room combo with new
waterproof luxuary vinyl plank flooring throughout the home and carpet in the
bedrooms. The 3rd bedroom is being used as a office on the left of the living
room. The 2nd Guest Bedroom is a split bedroom plan that is located on the
right side with a hallway guest bathroom and exit door to the garage. The
primary bedroom suite is in the back left of the home and was remodel by
removing a wall and to add more space in the bedroom, moving the walk in
closet to the side and the bathroom with a double vanity, walk-in tub with faucet
and hand shower. The laundry room was added between the office room and
master bath. Heading past the dining room towards the back center of the home
is the kitchen. You will find room for a eat-in area, plus island to prep food or for
serving, plenty of cabinets, work space and storage, new quartz countertops,
newer appliances, gas range, microwave, refrigerator, dishwasher, and pantry.
Sliding glass doors lead to a bonus room for watching those football games.
Brand new windows in (2023) and new exit door to covered open patio with a
fence, newer roof (2017) A/C (2005) and added leaf gutter guards. Best of all
walking distance to OTOW “Veterans Park” pays tribute to all who have served
and are currently serving our nation through militay service. The entire park is
golf cart accessible and has multimodal trails. Enjoy amenities like a dog park,
community garden, basketball courts, a playground, shuffleboard, corn hole,
Veterans pavilion, archery range, restroom facility, and ample parking for cars and
golf carts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$268,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,120 | $215,120 | $215,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,413 | $1,430 | $1,830 |
Total Monthly Payment | $1,637 | $1,654 | $2,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.