Are you looking for a retirement home you can put your own decorating ideas into? Look no further. This home is located in The Groves Golf and Country Club a gated community in the heart of Land O Lakes. This 2bedroom/2bath/2car garage/with Golf Cart Garage home is situated on a quiet cul-de-sac with no thru traffic. Kitchen has a new stove and dishwasher, double stainless-steel sinks and Corian countertops. Tile floors in kitchen and dining area. Living room has Engineered hardwood and sliding glass doors to the bright and sunny private lanai. Primary bedroom has a lovely bay window and an ensuite bath with double sink vanity with granite countertops. Stand-alone shower and walk-in closet. Guest bedroom is very roomy with oversized closet and carpeting. Guest bath has a tub/shower combination. Inside laundry with washer and dryer and water hook-up for a sink. From the laundry room you step out to the 2-car garage and golf cart garage. Bring your golf clubs. Our golf course is rated #1 short course in Tampa Bay. Completely redone beautiful community pool with a spa. Tennis courts/Pickleball courts, Bocce & Shuffleboard Courts, Gym with brand new equipment, large ball room for parties and dinners, Restaurant and bar. Too many indoor activities to mention but you will never be bored in your retirement. Short golf cart ride to Publix, Nail/Hair Salons, Restaurants and a bank. One hour from Disney, 1/2 hour to Tampa Intl Airport, 45 mins to Beaches. Pasco County is a fastest growing county in Florida.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,860 | $2,361 |
Total Monthly Payment | $2,255 | $2,276 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.