Located in the highly desirable Manning Oaks neighborhood, a small, gated community of only 43 custom homes, a NO FLOOD, NO EVACUATION ZONE, Palm Harbor schools and only minutes to downtown Palm Harbor and Florida's finest beaches. This beautiful salt water pool home boosts over 3800 square feet of superior craftsmanship with a well designed floorplan. Welcomed by a double doored entrance that leads to the foyer and into the formal living and dining rooms that feature tray ceilings. The main living space has rich wood flooring and ceramic tile and is accented with arched doorways and multiple art nooks. The gourmet kitchen offers a breakfast bar, stone countertops, 42" solid wood cabinets, stainless steel appliances, gas cook top, oversized sink and a built-in desk. The large family room has a gas fireplace and expansive windows overlooking the pool, spa and water features. You will find a spacious office (or 5th bedroom) adjacent to the primary suite on the first floor. The primary suite offers tray ceilings, walk-in closets and sliders to the patio. The ensuite has dual sinks, a garden tub and a walk-in shower. The 2nd and 3rd bedrooms are split from the 4th bedroom which has a separate entrance making it ideal for guests. The extra large bonus room is on the 2nd level. The pavered driveway, walkways and landscaping with custom lighting give this home great curb appeal. This home also offers whole home access point mesh wifi, a new upgraded PVC privacy fence, a pool heater and a bonus solar heat pump, an extra parking pad, fully paid solar panels, tankless water heater and two AC units to ensure comfort. The oversized three car garage has RaceDeck flooring and two EV (Electric Vehicle) outlets.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.200% | 6.748% | 6.786% |
Monthly Tax Payment | $869 | $869 | $869 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,957 | $7,658 | $10,501 |
Total Monthly Payment | $8,951 | $8,652 | $11,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.