Perfect starter home. Adorable updated 2 BR, 1. 5 BA in a prime location. Good things come in small packages! Approximately 790 sq ft never felt so big! On the 1st level find a living room, dining room, eat-in kitchen and half bath. On the 2nd level, 2 small BRs and a full tiled BA. Laundry is in the basement with plenty of additional storage space. 7 year young roof and gas heating system with hot water baseboards, Updated plumbing and electric. Newer windows and hardwood floors throughout. A shared driveway leads back to your own quiet oasis with 3 car parking and a fenced in yard for private summer gatherings. About 1. 6 miles to the beach. Convenient to shopping, major bus routes and highways. This is a great condo alternative with low taxes and no condo fees! Stop paying rent and start building equity! Currently rented thru 2/28. Showings at OH Sunday 1/19 12-2pm (appts preferred) Please park on Chatham St for OH.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Dining Room | Flooring - Hardwood, Lighting - Overhead | First |
Kitchen | Flooring - Vinyl, Lighting - Overhead | First |
Living Room | Flooring - Hardwood, Lighting - Overhead | First |
Master Bedroom | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,122 | $2,692 |
Total Monthly Payment | $2,469 | $2,494 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.