Looking for a charming place to call home, a winter getaway or investment opportunity? This COZY and CLEAN 1-bedroom, 1-bath villa in the popular 55+ community of Highland Lakes in Palm Harbor, Florida, is a fantastic opportunity and comes FULLY FURNISHED, just move right in! PRICED TO SELL and with a NEW ROOF, this villa offers a spacious floor plan with plenty of room to personalize if desired. The home features a 1-car garage, a bonus built-in vanity and vanity sink in the primary bedroom suite and two open patios, perfect for enjoying the Florida sunshine, your morning coffee or transforming into your own outdoor garden oasis. This delightful home gives you the perfect chance to use your imagination and design the space to your taste OR choose to have an easy retreat for those cold winters with everything you need already in place. The generous layout with designated dining room and ample closet space provide plenty of room for guests and your belongings, and the welcoming community offers a wide variety of amenities and activities for an active lifestyle. Whether you're looking to downsize or enjoy the warmth and relaxation of Florida living, this villa presents a rare opportunity to buy in a DESIRABLE LOCATION at an UNBEATABLE PRICE! Don’t wait—schedule a showing today and start envisioning the potential of this hidden gem! Included in the monthly fee is BASIC CABLE & INTERNET, WATER, SEWER, TRASH, ESCROW RESERVES, MAINTENANCE EXTERIOR & GROUNDS, ROOF AND SO MUCH MORE!!! All year round enjoy UNLIMITED FREE GOLF on 3 private executive courses, tennis, pickle-ball, shuffleboard, heated pools, RV and boat storage, access to Lake Tarpon, clubs and activities so much more! This villa is centrally located near excellent hospitals, airports, gulf beaches, prime shopping and restaurants and just minutes away from popular towns such as Dunedin, Tarpon Springs, Safety Harbor, Clearwater and more!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,600 | $119,600 | $119,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $786 | $795 | $1,009 |
Total Monthly Payment | $1,030 | $1,039 | $1,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.