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Under contract-accepting backup offers. Investor Alert! This property boasts a stellar rental income history and is ready to deliver steady returns. With no HOA or CDD fees, it offers a truly hassle-free investment opportunity. This spacious 3-bedroom, 1. 5-bath home features a versatile bonus room that can serve as an office, den, or family room, appealing to a wide range of renters and potential buyers. Located on a quiet street just minutes from Indian Rocks Beach, the property is high and dry, outside the flood zone, and requires no flood insurance. Recent updates make this home move-in ready: the roof was installed in 2016, bathrooms were renovated in 2017, and the kitchen was redesigned in 2021, complete with stainless steel appliances and a reverse osmosis water filtration system. The backyard is perfect for entertaining, with a patio and partially fenced yard, and the foundation of a previously removed shed is ready for a new installation. Conveniently located near top-rated schools, shopping, dining, and recreation, this home is a fantastic choice for investors seeking solid rental potential. Some photos have been virtually staged to highlight the possibilities for each space. Don’t miss out on this income-generating gem—schedule a showing today to see its incredible potential!
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$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,682 | $1,682 | $2,143 |
Total Monthly Payment | $1,921 | $1,921 | $2,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.